Benefits:
 
Speed ​​- the decision to issue partially automated process that allows you to get the money to the bank account a few minutes after approval.
Convenience - to apply, the client needs access to the Internet, your bank account and a mobile phone.
Availability - The application can be issued online by sending SMS or by calling the lender. Some of the loans are issued even in the evenings and on weekends.
Normally, the guarantor is not needed. No need to also help with jobs and other documents only a passport.
 
Costs. Interest rates on short-term loans obyno higher than long-term SS. However, the annual interest rate is not provided for the determination of the cost of short-term loans. Annual Percentage Rate (SBS) includes the total cost of the loan, including interest and other fees associated with the use of money. This rate reflects the service charge for a year. With this calculation is to carry out GPS if you plan to use the loan for several years. In turn, the short-term loans are granted for a period not exceeding 3 months, so the GPS for such loans is quite high.
 
The customer must calculate whether it is to pay the bag and interest, before taking such a loan.
 
In fact it is - an alternative to borrowing money from friends and acquaintances. And it's even better. Nobody likes to ask for money or lend. Especially when all the expenses are laid out and no reserves.
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