What is credit history and how to learn?

 

Credit history - is the main document of the borrower, which contains information about its payment discipline.

 

Check credit history in various ways. According to the law "On Credit Histories" credit report free of charge once a year. To do this, you need to prepare and send a request letter or telegram.

 

Also have NBCH extended network of agents who provide credit reports for a fee in their offices. This is more than 100 partner organizations throughout the United States.

 

What is credit history?

 

Already no recourse credit is not without request the applicant's credit history the lender. Lenders seek to promote responsible borrowers, so now becoming increasingly common approach is risk-based pricing. Citizens realize that credit history is important when making a decision on the bank loan, and seek to control their payment behavior, maintain the quality of the credit history. The Russians formed an economically justifiable behavior "pay on time, to obtain loans on more favorable terms." An increasing number of borrowers who are familiar with their credit history. This year, the number of credit reports requested by borrowers on a monthly basis for the first time has increased to 50 thousand.

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