Loan repayment

 

The procedure for repayment of the loan only takes a few minutes. Our operators are informed about the current status of the loan which can be repaid in three convenient for you.

 

Tell us, what criteria should have your potential borrower? Who can expect to receive a microloan?

 

On a loan can count US citizens between the ages of 22 to 60 years living in the United States (residence for us it does not matter). These are the basic requirements for our borrowers. The rest - we really loyal and "flexible" MFIs work individually with each client. As I pointed out earlier, we focus not on volume, but on the quality of our loan portfolio.

 

What is the probability of obtaining a loan in your company, if the borrower has no credit history?

 

Such situations are considered on an individual basis. There are other factors, which can assess the reliability of the borrower, and our specialists have similar tools at the appropriate level.

 

Do you think that MFIs are competitors of banks if between "competition"?

 

What - that sense, of course, are at and take the "high-risk" customers, from which banks get rid first. In the present conditions for both sides is advantageous to use a partnership scheme of interaction and create joint marketing and promotions, to work closely with the finalization of scoring models. As for the competition, then it is suspended between all market participants, but the true competition can speak in the presence of competitive wars and real "fight" for the client. Currently, we do not observe.

 

Microloans on what terms are more popular?

 

In our practice the most popular micro-loans for a period of 10 to 16 weeks.

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